---
title: "Santa Cruz County Zip Codes Guide | On The Bay Real Estate"
description: "A complete guide to Santa Cruz County zip codes — 95060, 95062, 95003, 95010, and more — with neighborhoods, area highlights, and homes for sale in each."
lang: en
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        "name": "95060 — Santa Cruz (West Side & Downtown)",
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        "name": "95062 — Santa Cruz (East Side & Pleasure Point)",
        "description": "Santa Cruz's East Side — home to Pleasure Point surf breaks, Seabright Beach, and Twin Lakes Harbor. A favorite for surfers and buyers who want quick beach access with a laid-back neighborhood feel."
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        "name": "95065 — Santa Cruz (Pasatiempo & DeLaveaga)",
        "description": "Rolling hills just inland from downtown Santa Cruz, anchored by the Pasatiempo Golf Club and DeLaveaga Park. Larger lots, mature trees, and quiet cul-de-sacs."
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        "@type": "ListItem",
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        "name": "95064 — UC Santa Cruz Campus",
        "description": "The University of California, Santa Cruz campus zip. Primarily institutional, but relevant for faculty housing and rental demand nearby."
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        "name": "95010 — Capitola",
        "description": "The seaside town of Capitola, one of California's oldest beach resorts. Colorful Venetian buildings, boutique shopping, and one of the most sought-after coastal zip codes on the Central Coast."
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      {
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        "position": 6,
        "name": "95003 — Aptos",
        "description": "Aptos spans wide sandy beaches at Seacliff and Rio del Mar to the redwood-lined Aptos Village. Popular for families and second-home buyers who want a quieter coastal alternative to Santa Cruz proper."
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        "@type": "ListItem",
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        "name": "95073 — Soquel",
        "description": "A small foothill town between Santa Cruz and Capitola. Vineyards, redwood-shaded lanes, and a walkable village center define this in-demand pocket."
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        "@type": "ListItem",
        "position": 8,
        "name": "95066 — Scotts Valley",
        "description": "A family-oriented town in the Santa Cruz Mountains, ten minutes inland from the coast. Excellent schools, newer construction, and easy Highway 17 access to Silicon Valley."
      },
      {
        "@type": "ListItem",
        "position": 9,
        "name": "95018 — Felton",
        "description": "A redwood mountain community along the San Lorenzo River. Cabins, custom homes, and quick access to Henry Cowell Redwoods State Park."
      },
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        "@type": "ListItem",
        "position": 10,
        "name": "95005 — Ben Lomond",
        "description": "A San Lorenzo Valley village surrounded by redwoods. A smaller price point than the coast with strong appeal for buyers who want privacy and nature."
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        "position": 11,
        "name": "95006 — Boulder Creek",
        "description": "The northernmost San Lorenzo Valley town at the edge of Big Basin Redwoods. Rustic mountain homes, acreage properties, and a tight-knit community."
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        "position": 12,
        "name": "95017 — Davenport",
        "description": "The dramatic North Coast — ocean bluffs, working farmland, and a handful of oceanfront homes north of Santa Cruz along Highway 1."
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        "@type": "ListItem",
        "position": 13,
        "name": "95076 — Watsonville",
        "description": "The largest city in south Santa Cruz County. A working agricultural hub with a broad range of price points, from historic downtown Victorians to newer subdivisions."
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        "@type": "ListItem",
        "position": 14,
        "name": "95019 — Freedom",
        "description": "An unincorporated community adjoining Watsonville, blending residential neighborhoods with orchard land."
      },
      {
        "@type": "ListItem",
        "position": 15,
        "name": "95041 — Mount Hermon",
        "description": "A small residential and conference-center community tucked between Felton and Scotts Valley in the redwoods."
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Local Guide 

# Santa Cruz County Zip Codes

Every Santa Cruz County zip code with the neighborhoods it covers, what makes each area distinctive, and a link to see homes for sale there.

## Navigating Santa Cruz by Zip Code

Santa Cruz County stretches from the redwood-covered mountains of Boulder Creek down to the agricultural Pajaro Valley, with the city of Santa Cruz and its beach towns along Monterey Bay in between. Because neighborhoods vary so dramatically over short distances, zip codes are one of the clearest ways to understand where a home actually sits and what daily life looks like there. This guide covers every primary residential zip in the county — including **95060**, **95062**, **95003**, and **95010** — with the neighborhoods each one contains, a short area description, and a direct link to current listings.

### 95060

Santa Cruz (West Side & Downtown)

Neighborhoods:  West Cliff, Westside, Downtown, Natural Bridges, UCSC

The largest Santa Cruz zip code, covering the West Side, downtown, Natural Bridges, and the UCSC campus area. Known for ocean views, walkable streets, and a mix of classic beach cottages and modern coastal homes.

[Homes for sale in 95060](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95060)[Santa Cruz community guide](/santa-cruz)

### 95062

Santa Cruz (East Side & Pleasure Point)

Neighborhoods:  Pleasure Point, Live Oak, Seabright, Twin Lakes, Midtown

Santa Cruz's East Side — home to Pleasure Point surf breaks, Seabright Beach, and Twin Lakes Harbor. A favorite for surfers and buyers who want quick beach access with a laid-back neighborhood feel.

[Homes for sale in 95062](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95062)[Santa Cruz community guide](/santa-cruz)

### 95065

Santa Cruz (Pasatiempo & DeLaveaga)

Neighborhoods:  Pasatiempo, DeLaveaga, Carbonera

Rolling hills just inland from downtown Santa Cruz, anchored by the Pasatiempo Golf Club and DeLaveaga Park. Larger lots, mature trees, and quiet cul-de-sacs.

[Homes for sale in 95065](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95065)

### 95064

UC Santa Cruz Campus

Neighborhoods:  UCSC

The University of California, Santa Cruz campus zip. Primarily institutional, but relevant for faculty housing and rental demand nearby.

[Homes for sale in 95064](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95064)

### 95010

Capitola

Neighborhoods:  Capitola Village, Capitola-by-the-Sea, Jewel Box

The seaside town of Capitola, one of California's oldest beach resorts. Colorful Venetian buildings, boutique shopping, and one of the most sought-after coastal zip codes on the Central Coast.

[Homes for sale in 95010](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95010)[Capitola community guide](/capitola)

### 95003

Aptos

Neighborhoods:  Rio del Mar, Seascape, Seacliff, Aptos Village

Aptos spans wide sandy beaches at Seacliff and Rio del Mar to the redwood-lined Aptos Village. Popular for families and second-home buyers who want a quieter coastal alternative to Santa Cruz proper.

[Homes for sale in 95003](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95003)

### 95073

Soquel

Neighborhoods:  Soquel Village, Soquel Hills

A small foothill town between Santa Cruz and Capitola. Vineyards, redwood-shaded lanes, and a walkable village center define this in-demand pocket.

[Homes for sale in 95073](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95073)

### 95066

Scotts Valley

Neighborhoods:  Scotts Valley, Skypark, Glenwood

A family-oriented town in the Santa Cruz Mountains, ten minutes inland from the coast. Excellent schools, newer construction, and easy Highway 17 access to Silicon Valley.

[Homes for sale in 95066](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95066)

### 95018

Felton

Neighborhoods:  Felton, Zayante, Mount Hermon

A redwood mountain community along the San Lorenzo River. Cabins, custom homes, and quick access to Henry Cowell Redwoods State Park.

[Homes for sale in 95018](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95018)

### 95005

Ben Lomond

Neighborhoods:  Ben Lomond, Brackney

A San Lorenzo Valley village surrounded by redwoods. A smaller price point than the coast with strong appeal for buyers who want privacy and nature.

[Homes for sale in 95005](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95005)

### 95006

Boulder Creek

Neighborhoods:  Boulder Creek, Big Basin, Boulder Brook

The northernmost San Lorenzo Valley town at the edge of Big Basin Redwoods. Rustic mountain homes, acreage properties, and a tight-knit community.

[Homes for sale in 95006](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95006)

### 95017

Davenport

Neighborhoods:  Davenport, Bonny Doon (partial)

The dramatic North Coast — ocean bluffs, working farmland, and a handful of oceanfront homes north of Santa Cruz along Highway 1.

[Homes for sale in 95017](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95017)

### 95076

Watsonville

Neighborhoods:  Downtown Watsonville, Pajaro Valley, Freedom

The largest city in south Santa Cruz County. A working agricultural hub with a broad range of price points, from historic downtown Victorians to newer subdivisions.

[Homes for sale in 95076](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95076)

### 95019

Freedom

Neighborhoods:  Freedom, Corralitos foothills

An unincorporated community adjoining Watsonville, blending residential neighborhoods with orchard land.

[Homes for sale in 95019](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95019)

### 95041

Mount Hermon

Neighborhoods:  Mount Hermon

A small residential and conference-center community tucked between Felton and Scotts Valley in the redwoods.

[Homes for sale in 95041](https://onthebayrealestate.idxbroker.com/idx/search/advanced?zip=95041)

## Not sure which area fits you?

Faith Schnaible has helped buyers and sellers across every one of these zip codes. Reach out for a personal walkthrough of the neighborhoods that match your budget and lifestyle.

[Talk to Faith](/contact)

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Santa Cruz, CA 95062 

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